New World Realty



Posted by New World Realty on 12/8/2019

Purchasing a home is a life-changing decision, and as such, should not be taken lightly. Fortunately, there are lots of things you can do to prepare for the homebuying journey, such as:

1. Determine Where You Want to Live

There is no shortage of high-quality houses available across the United States. Now, you just need to determine where you want to reside, and you can hone your house search accordingly.

Think about your long-term plans as you consider where you want to live. For instance, if you enjoy life in the big city, you may want to search for houses in or near the city of your choice. On the other hand, if you want to start a family in the near future, you may want to explore residences near parks and other family-friendly attractions.

Ultimately, it helps to narrow your home search to a few cities and towns. Because if you know where you want to live, you can quickly navigate the homebuying journey.

2. Establish a Budget

A budget is a must-have for any homebuyer, at any time. If you know how much you can spend on a house, you can search for residences that fall within your price range.

Oftentimes, it helps to meet with banks and credit unions before you launch a home search. These financial institutions can teach you about different types of mortgages. Then, you can select a mortgage that suits you perfectly.

Don't forget about home inspection, closing and other property buying fees, either. If you account for these property buying costs, you can ensure you have the necessary funds available to cover them.

3. Consult with a Real Estate Agent

A real estate agent is a difference-maker for a homebuyer. He or she is happy to teach a homebuyer about the ins and outs of the real estate market. As a result, a real estate agent will help you become a homebuying expert.

Typically, a real estate agent offers recommendations and insights throughout the homebuying journey. He or she first will learn about you and help you establish homebuying expectations. Next, a real estate agent will help you kick off a search for homes in your preferred cities and towns. When you find your dream residence, a real estate agent will help you craft a competitive offer to purchase this home. And if your offer to purchase is approved, a real estate agent will help you navigate the final stages of the homebuying journey.

Furthermore, a real estate agent can provide assistance any time a homebuyer has concerns or questions. A real estate agent strives to help you make informed homebuying decisions. Thus, he or she will do whatever it takes to educate you about the homebuying cycle and ensure you are ready to find and buy your ideal residence.

Simplify the process of finding your dream home – use the aforementioned tips, and you can prep for the homebuying journey.




Categories: Uncategorized  


Posted by New World Realty on 12/7/2019


138 Hoppin Hill Ave, North Attleboro, MA 02760

Rental

$3,600
Price

5
Rooms
2
Beds
2
Baths
One of a kind luxurious ranch available for occupancy immediately. Stunning & bright one level living w/ remodeled kitchen including custom cabinetry, top of the line stainless steel appliances, marble flooring w/ radiant heating, granite island, & vaulted ceiling w/ skylight. Every inch of this home has been perfectly designed w/ an open floor plan that's great for hosting any get togethers. Skylights, recess lighting, & cathedral ceilings throughout the entire home. Captivating double sided gas fireplace w/ marble mantle featured as the focal point, centered around all entertaining areas. Both bathrooms boast beautiful marble flooring w/ radiant heat to make the chill of winter disappear. Down the spiral staircase is a full basement the length of the home to allow ample storage for anyone downsizing. The one car garage will help you avoid cleaning off the snow on your car this winter, & the magnificent vast yard allows for plenty of room for relaxing in the sun in the warmer months.
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by New World Realty on 12/5/2019


252 South Main, Attleboro, MA 02703

Rental

$1,450
Price

6
Rooms
3
Beds
1
Baths
Come check out this massive 3 bedroom, first floor apartment on South Main. Minutes from Capron Park Zoo, the T Stop and major highways, it offers a great location as well as many updates and amenities. The kitchen has a dishwasher and an upgraded double door refrigerator with an ice maker. The dining room has custom, built in book case shelving as well as hardwood floors throughout the entire apartment. There is a washer/dryer hookup in the basement. Two off street parking spaces are available. Please no smokers and no dogs. Cats are a possibility. Application required for any person over 18 years of age. Processing fee of $25 for each person over age of 18.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   02703   Attleboro  
Categories: New Homes  


Posted by New World Realty on 12/1/2019

Applying for your first home loan can seem scary or daunting to many first-time homeowners. However, this process, if done correctly, can save you thousands or tens of thousands of dollars on interest over the lifetime of your loan.

Before you apply for a loan, there are several documents you’ll want to gather and steps you’ll want to take to ensure the application process goes smoothly. In today’s post, we’ll talk about one specific aspect of the mortgage application process--credit scores.

Credit scores may seem confusing. However, since they can so drastically affect your home loan interest rate, it’s important to understand their implications.

Credit checks and mortgages

One of the things that all lenders will want to see before approving you for a home loan is your credit score. If you’re thinking of applying for a mortgage, odds are that you’ve been working to build credit by paying off loans and credit cards on time each month.

The three main credit bureaus in the U.S. are all required to give you a yearly free credit report. This is a detailed document that outlines your lines of credit, payment dates, and amounts. It’s a good idea to get a detailed credit report and check for errors before applying for a loan.

Unlike a hard “credit inquiry,” a free report does not affect your credit score, so you don’t have to worry about dropping a few points by requesting one of these reports.

When applying for a mortgage, however, lenders will perform a hard credit inquiry to determine your borrowing eligibility. This is a part of the pre-approval process and is typically unavoidable.

This is important to note if you are planning on applying to multiple lenders. Be aware that each “prequalification” and “preapproval” may come with a temporary drop in your credit score.

Since credit inquiries make up a total of about 10% of your credit score, these inquiries can make a difference in the short term. For this reason, it’s a good idea to avoid opening new cards or taking out other loans (such as an auto loan or student loan) within six months of your mortgage application.

If you aren’t sure of your current score, you can always check for free from websites like Credit Karma and Mint.

One last thing to note about credit scores and their relationship to mortgages is that most lenders use a specific type of score known as a FICO score. In fact, every adult in the United States with a credit score will have three FICO scores, one from each major credit bureau.

So, when checking up on your credit score, it’s good to remember that each score will be slightly different and your lender’s score may not reflect what you see online.




Categories: Uncategorized  


Posted by New World Realty on 11/27/2019


1 north avenue, North Attleboro, MA 02760

Commercial

$500
Price

1
Buildings
Office
Type of Comm.
18,242.00
Lot Size
Great office location for small administrative operations. Close to I95 interchange on corner of Commonwealth Ave and North Ave. All utilities except cable furnished by landlord. No triple NET, parking for 2 vehicles and common reception, conference with surround sound presentation screen and bathroom.
Open House
No scheduled Open Houses

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Categories: New Homes